India Statistics

Post Office Savings Bank ₹5,637 billion    $126 billion    206 million accounts  (31 Mar 2009)

Savings Scheme No. of Accounts Balance in ₹ %
Monthly Income Scheme (MIS)24,737,5251,795,033,300,00032%
Kisan Vikas Patra (KVP)1,663,301,400,00030%
Recurring Deposit (RD)74,372,853650,733,400,00012%
National Savings Certificate VIII (NSC)553,091,700,00010%
Time Deposit (TD)8,898,668262,639,800,0004.7%
Public Provident Fund (PPF)2,209,780234,010,400,0004.2%
Savings Account78,046,881226,894,900,0004.0%
Senior Citizens Savings Scheme (SCSS)1,014,296206,508,700,0003.7%
National Savings Scheme 87 & 92 (NSS)531,63544,279,800,000
Fixed Deposit6,583242,000,000
Cumulative Time Deposti415,995241,600,000
National Rural Employment Guarantee Act (NREGA)16,244,139

Source: India Post Annual Report


The Post Office Savings Bank (POSB) is the oldest and largest banking institution in India.

As of 31 March 2009, the outstanding balance is ₹5.6 trillion ($126 billion)

Rest of India Post currently operates at a deficit of ₹76.3 billion ($1.7 billion)